UPAYA PENINGKATAN SUMBER DAYA MANUSIA UNGGUL DENGAN PENGUATAN LITERASI KEUANGAN DAN KESEHATAN DI DESA IE MASEN

Penulis

  • Soraya Lestari
  • Rafni Fajriati
  • Ulfa Husna Dhirah
  • Periskia Dina Kali Kulla
  • Desita Ria Yusian TB

Abstrak

Desa Ie Masen memiliki potensi besar untuk meningkatkan kualitas sumber daya manusia (SDM), namun tantangan dalam pengelolaan keuangan dan kesadaran kesehatan masih menjadi kendala utama. Pengabdian ini bertujuan untuk membangun SDM unggul melalui penguatan literasi keuangan dan kesehatan masyarakat desa. Pendekatan yang digunakan adalah program terpadu berbasis edukasi, pelatihan, dan pendampingan.  Program ini mencakup dua aspek utama. Pertama, literasi keuangan melalui pelatihan manajemen keuangan rumah tangga, perencanaan anggaran, serta pengelolaan usaha mikro yang mendorong keberlanjutan ekonomi keluarga. Kedua, peningkatan literasi kesehatan melalui edukasi pola hidup sehat, pentingnya pemeriksaan kesehatan rutin, dan pengelolaan risiko kesehatan berbasis komunitas. Program ini melibatkan kolaborasi antara akademisi, pemerintah desa, dan masyarakat setempat untuk memastikan implementasi yang berkelanjutan dan relevan dengan kebutuhan lokal.  Hasil awal menunjukkan bahwa partisipasi aktif masyarakat dalam program ini meningkatkan pemahaman mereka tentang pentingnya pengelolaan keuangan dan kesehatan. Selain itu, masyarakat lebih siap untuk mengambil keputusan yang mendukung kesejahteraan keluarga secara keseluruhan. Dengan sinergi ini, diharapkan Desa Ie Masen dapat menjadi model bagi desa lain dalam membangun SDM unggul berbasis literasi keuangan dan kesehatan. 

Kata Kunci: Literasi Keuangan, Literasi Kesehatan, SDM Unggul

Ie Masen Village has great potential to improve the quality of human resources (HR), but challenges in financial management and health awareness are still major obstacles. This community service aims to build superior HR by strengthening the financial literacy and health of village communities. The approach used is an integrated program based on education, training, and mentoring. This program includes two main aspects. First, financial literacy through training in household financial management, budget planning, and micro-business management that encourages family economic sustainability. Second, health literacy should be increased through education on healthy lifestyles, the importance of routine health checks, and community-based health risk management. This program involves collaboration between academics, village governments, and local communities to ensure sustainable implementation and relevance to local needs. Initial results show that active community participation in this program increases their understanding of the importance of financial and health management. In addition, the community is better prepared to make decisions that support the overall welfare of the family. With this synergy, it is hoped that Ie Masen Village can become a model for other villages in building superior HR based on financial and health literacy.

Keywords: Financial Literacy, Health Literacy, Superior Human Resources

Referensi

Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5-44. DOI: 10.1257/jel.52.1.5

Otoritas Jasa Keuangan (2023). Strategi Nasional Literasi Keuangan Indonesia 2023-2027. Jakarta.

Nutbeam, D. (2001). Health Literacy as a Public Health Goal: A challenge for contemporary health education and communication strategies into the 21st Century. Health Promotion International, 15(3), 259-267. DOI: 10.1093/heapro/15.3.259.

Fan, Z., et al. (2021). Financial Literacy, Health Engagement, and Residents’ Health: Evidence from China. International Journal of Environmental Research and Public Health, 18(4202). DOI: 10.3390/ijerph18084202.

Parvish, M., & Asadi, H. (2024). The position of rural construction and renovation in the Fifth Development Plan (1973-1977); strategies and challenges. TÄrÄ«kh-i ĪrÄn, 17(2), 89-118.

Vahdati, A., Ghorbani, Z., & Helan, E. V. (2024). Accessibility of Special Care Dentistry Across Countries: A Scoping Review.

Sharma, V., Indora, A., & Srivastava, A. (2025). Innovative Approaches to Solid Waste Management in Rural Communities: Challenges and Solutions.

Unduhan

Terbitan

Vol 6 No 2 (2024): OKTOBER 2024

Bagian

Articles

Lisensi

COPYRIGHT TRANSFER FORM

The copyright to this article is transferred to Universitas Ubudiyah Indonesia (UUI) if and when the article is accepted for publication. The undersigned hereby transfers any and all rights in and to the paper including without limitation all copyrights to UUI. The undersigned hereby represents and warrants that the paper is original and that he/she is the author of the paper, except for material that is clearly identified as to its original source, with permission notices from the copyright owners where required. The undersigned represents that he/she has the power and authority to make and execute this assignment.

We declare that:

  1. This paper has not been published in the same form elsewhere.
  2. It will not be submitted anywhere else for publication prior to acceptance/rejection by this Journal.
  3. A copyright permission is obtained for materials published elsewhere and which require this permission for reproduction.

Furthermore, I/We hereby transfer the unlimited rights of publication of the above mentioned paper in whole to UUI. The copyright transfer covers the right to reproduce and distribute the article, including reprints, translations, photographic reproductions, microform, electronic form (offline, online) or any other reproductions of similar nature. The corresponding author signs for and accepts responsibility for releasing this material on behalf of any and all co-authors. After submission of this agreement signed by the corresponding author, changes of authorship or in the order of the authors listed will not be accepted.

Retained Rights/Terms and Conditions

  1. Authors retain all proprietary rights in any process, procedure, or article of manufacture described in the work.
  2. Authors may reproduce or authorize others to reproduce the work or derivative works for the author’s personal use or for company use, provided that the source and the UUI copyright notice are indicated, the copies are not used in any way that implies UUI endorsement of a product or service of any employer, and the copies themselves are not offered for sale.
  3. Although authors are permitted to re-use all or portions of the work in other works, this does not include granting third-party requests for reprinting, republishing, or other types of re-use.