PENINGKATAN LITERASI KEUANGAN PRIBADI GURU DAN SISWA DI ERA DIGITAL MELALUI PELATIHAN PERENCANAAN KEUANGAN DAN INVESTASI SEDERHANA
Abstrak
Perkembangan teknologi digital telah mengubah pola pengelolaan keuangan pribadi masyarakat secara signifikan. Kemudahan akses terhadap layanan keuangan digital, investasi daring, serta berbagai platform transaksi menuntut peningkatan literasi keuangan yang memadai, khususnya bagi guru dan siswa sebagai bagian dari komunitas pendidikan. Penelitian dan kegiatan pengabdian ini bertujuan untuk meningkatkan literasi keuangan pribadi guru dan siswa MAS Darussyariah Banda Aceh melalui pelatihan perencanaan keuangan dan investasi sederhana. Kegiatan dilaksanakan dalam bentuk seminar dan pelatihan interaktif pada tanggal 7 November 2025 di Aula MAS Darussyariah Banda Aceh dengan peserta sebanyak ±52 orang. Metode yang digunakan meliputi ceramah, diskusi interaktif, studi kasus, dan simulasi penyusunan rencana keuangan pribadi. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta terhadap konsep dasar literasi keuangan, kemampuan menyusun anggaran pribadi, serta pemahaman mengenai instrumen investasi sederhana yang aman dan relevan di era digital. Pelatihan ini juga mendorong peserta untuk lebih bijak dalam mengambil keputusan keuangan serta berperan sebagai agen literasi keuangan di lingkungan sekolah dan masyarakat. Kegiatan ini menegaskan pentingnya sinergi antara perguruan tinggi dan sekolah dalam membangun kapasitas literasi keuangan yang berkelanjutan. Kata kunci: literasi keuangan, perencanaan keuangan, investasi sederhana, era digital.Unduhan
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